Side-by-side · Q2 2026 data
Mount Vernon Baptist Church Credit Union vs Self-Help Credit Union
Credit union
Mount Vernon Baptist Church Credit Union
Durham, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Mount Vernon Baptist Church Credit Union | Self-Help Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 64 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 34 |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 100 (stronger) | 22 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 100th | 36th |
| Total assets | $153K | $2.2B |
| Deposits / shares | $95K | $1.6B |
| Capital ratio | 37.73% (stronger) | 24.51% |
| Problem loans | 0.00% (stronger) | 1.97% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 2.15% (stronger) | 1.15% |
| Loans ÷ deposits | 7.1% (stronger) | 120.6% |
| Uninsured deposits | 0.0% (stronger) | 40.9% |
| Offices | 1 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.1% |
Mount Vernon Baptist Church Credit Union has the higher TellerScore (100 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Baptist Church Credit Union leads on 7 and Self-Help Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.