TellerScore

Headquartered in Durham, North Carolina, Mount Vernon Baptist Church Credit Union is a federally insured state-chartered credit union with $153K in total assets and $95K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1948.

Based on its Q2 2026 filing, Mount Vernon Baptist Church Credit Union scores 100/100, which we describe as very strong. That is higher than 100% of 2,479 credit unions with under $100 million in assets. Among 57 credit unions headquartered in North Carolina, it ranks 1st. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 37.73%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.15%
Funding & liquidity100/100
Loans ÷ shares: 7.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 45 points (55 → 100), mostly because the loan quality component improved by 100 points.

TellerScore
5477100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202466
Q4 202456
Q1 202554
Q2 202555
Q3 202571
Q4 202574
Q1 202669
Q2 2026100
Net worth ratio
7.00%22.36%37.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202435.89%
Q3 202436.55%
Q4 202435.66%
Q1 202535.51%
Q2 202535.32%
Q3 202536.32%
Q4 202536.36%
Q1 202636.18%
Q2 202637.73%
Delinquent loans (60+ days)
0.00%29.63%59.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.90%
Q3 20244.97%
Q4 202459.27%
Q1 202534.60%
Q2 20253.78%
Q3 20254.52%
Q4 202541.86%
Q1 20263.08%
Q2 20260.00%
Return on assets
-0.74%0.71%2.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.74%
Q3 20240.90%
Q4 20240.08%
Q1 2025-0.59%
Q2 2025-0.48%
Q3 20251.57%
Q4 20252.13%
Q1 20261.21%
Q2 20262.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$153K37.73%0.00%2.15%7.1%
Q1 202669$147K36.18%3.08%1.21%9.3%
Q4 202574$145K36.36%41.86%2.13%8.2%
Q3 202571$140K36.32%4.52%1.57%10.4%
Q2 202555$139K35.32%3.78%-0.48%11.1%
Q1 202554$138K35.51%34.60%-0.59%11.6%
Q4 202456$138K35.66%59.27%0.08%17.3%
Q3 202466$137K36.55%4.97%0.90%19.5%
Q2 202464$135K35.89%1.90%-0.74%19.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio37.73%
97th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets2.15%
96th
Loans to deposits7.1%
99th
Uninsured deposits0.0%
81st
Loan-loss reserves9.47%
98th
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Mount Vernon Baptist Church Credit Union?

Yes. Mount Vernon Baptist Church Credit Union is a federally insured credit union (NCUA charter #63595). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 37.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mount Vernon Baptist Church Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mount Vernon Baptist Church Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63595
RSSD ID
902298
Primary regulator
State + NCUA
Established
1948
Headquarters
1007 S Roxboro St, Durham, NC 27707

Quick answers

Mount Vernon Baptist Church Credit Union: common questions

Is Mount Vernon Baptist Church Credit Union NCUA insured?

Yes. Mount Vernon Baptist Church Credit Union is a federally insured credit union (NCUA charter #63595). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mount Vernon Baptist Church Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mount Vernon Baptist Church Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Durham

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Vision Financial Federal Credit UnionCredit union Durham, NC94 out of 100, Very strong$59.5M16.8%0.00%vs
Farmers & Merchants BankBank Granite Quarry, NC90 out of 100, Very strong$998.8M15.3%0.79%vs
Summit Credit UnionCredit union Greensboro, NC82 out of 100, Strong$368.8M15.4%0.71%vs
Providence BankBank Rocky Mount, NC82 out of 100, Strong$1.5B12.2%0.12%vs
First Savings and Loan AssociationBank Mebane, NC81 out of 100, Strong$55.9M23.9%0.23%vs