Side-by-side · Q2 2026 data
Mount Vernon Baptist Church Credit Union vs State Employees' Credit Union
Credit union
Mount Vernon Baptist Church Credit Union
Durham, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Mount Vernon Baptist Church Credit Union | State Employees' Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 100 (stronger) | 21 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 69 |
| Peer percentile | 100th | 6th |
| Total assets | $153K | $60.0B |
| Deposits / shares | $95K | $53.5B |
| Capital ratio | 37.73% (stronger) | 10.12% |
| Problem loans | 0.00% (stronger) | 2.38% |
| Net charge-offs | 0.00% (stronger) | 0.66% |
| Return on assets | 2.15% (stronger) | 0.72% |
| Loans ÷ deposits | 7.1% (stronger) | 72.3% |
| Uninsured deposits | 0.0% (stronger) | 8.6% |
| Offices | 1 | 280 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mount Vernon Baptist Church Credit Union has the higher TellerScore (100 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Mount Vernon Baptist Church Credit Union leads on 7 and State Employees' Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.