Side-by-side · Q2 2026 data
Mountain America Federal Credit Union vs America First Federal Credit Union
Metric by metric
| Measure | Mountain America Federal Credit Union | America First Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 46 | 68 (stronger) |
| Loan quality | 57 (stronger) | 52 |
| Earnings | 55 | 89 (stronger) |
| Funding & liquidity | 65 | 79 (stronger) |
| Problem-loan coverage | 76 | 80 (stronger) |
| Peer percentile | 25th | 67th |
| Total assets | $22.9B | $26.0B |
| Deposits / shares | $20.3B | $22.7B |
| Capital ratio | 9.55% | 11.80% (stronger) |
| Problem loans | 1.30% (stronger) | 1.45% |
| Net charge-offs | 1.20% | 0.90% (stronger) |
| Return on assets | 0.87% | 1.72% (stronger) |
| Loans ÷ deposits | 92.4% | 81.2% (stronger) |
| Uninsured deposits | 17.4% | 13.8% (stronger) |
| Offices | 64 | 94 |
| CFPB complaints (3 yrs) | 612 | 530 |
| Complaints per $1B deposits | 30.1 | 23.3 (stronger) |
| Mortgage denial rate (HMDA) | 45.0% | 22.5% |
America First Federal Credit Union has the higher TellerScore (71 vs 56). On the 8 directional measures above (where higher or lower is clearly better), Mountain America Federal Credit Union leads on 1 and America First Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Salt Lake City, UT
- Taylorsville, UT
- Las Vegas, NV
- Ogden, UT
- South Jordan, UT
- West Jordan, UT
- Orem, UT
- Sandy, UT
- Mesquite, NV
- Kaysville, UT
- Layton, UT
- Boise, ID
- Riverton, UT
- Saratoga Springs, UT
- Spanish Fork, UT
- Tooele, UT
- Glendale, AZ
- West Valley City, UT
- Reno, NV
- American Fork, UT
- Centerville, UT
- Clinton, UT
- Draper, UT
- Herriman, UT
- Hurricane, UT
- Lehi, UT
- Midvale, UT
- Millcreek, UT
- Park City, UT