Side-by-side · Q2 2026 data
Mountain Heritage Federal Credit Union vs Ravenswood Federal Credit Union
Credit union
Mountain Heritage Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Credit union
Ravenswood Federal Credit Union
Ravenswood, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Mountain Heritage Federal Credit Union | Ravenswood Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 57 (stronger) |
| Capital cushion | 95 (stronger) | 34 |
| Loan quality | 0 | 67 (stronger) |
| Earnings | 26 | 29 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 72 | 91 (stronger) |
| Peer percentile | 13th | 17th |
| Total assets | $47.0M | $53.6M |
| Deposits / shares | $39.9M | $48.8M |
| Capital ratio | 14.52% (stronger) | 8.45% |
| Problem loans | 3.24% | 0.99% (stronger) |
| Net charge-offs | 2.08% | 1.10% (stronger) |
| Return on assets | 0.15% | 0.21% (stronger) |
| Loans ÷ deposits | 72.7% | 35.7% (stronger) |
| Uninsured deposits | 0.5% (stronger) | 1.3% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ravenswood Federal Credit Union has the higher TellerScore (57 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Mountain Heritage Federal Credit Union leads on 2 and Ravenswood Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.