Side-by-side · Q2 2026 data
Mountain Laurel Federal Credit Union vs High Point Federal Credit Union
Credit union
Mountain Laurel Federal Credit Union
Saint Marys, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Mountain Laurel Federal Credit Union | High Point Federal Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 87 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 97 (stronger) | 78 |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 100th | 91st |
| Total assets | $174.2M | $430.1M |
| Deposits / shares | $139.3M | $371.9M |
| Capital ratio | 19.68% (stronger) | 14.30% |
| Problem loans | 0.08% (stronger) | 0.67% |
| Net charge-offs | 0.08% (stronger) | 0.16% |
| Return on assets | 2.21% (stronger) | 1.39% |
| Loans ÷ deposits | 60.1% (stronger) | 62.7% |
| Uninsured deposits | 1.0% (stronger) | 7.2% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain Laurel Federal Credit Union has the higher TellerScore (99 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Mountain Laurel Federal Credit Union leads on 7 and High Point Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.