Side-by-side · Q2 2026 data
Mountain Pacific Bank vs Qualstar Credit Union
Metric by metric
| Measure | Mountain Pacific Bank | Qualstar Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 78 (stronger) | 53 |
| Earnings | 80 (stronger) | 76 |
| Funding & liquidity | 40 | 87 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 43rd | 78th |
| Total assets | $896.4M | $939.3M |
| Deposits / shares | $709.1M | $774.6M |
| Capital ratio | 11.52% | 15.99% (stronger) |
| Problem loans | 0.67% (stronger) | 1.41% |
| Net charge-offs | -0.00% (stronger) | 1.48% |
| Return on assets | 1.50% (stronger) | 1.40% |
| Loans ÷ deposits | 102.8% | 73.2% (stronger) |
| Uninsured deposits | 30.5% | 8.5% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 24.1% |
Qualstar Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Mountain Pacific Bank leads on 3 and Qualstar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.