Side-by-side · Q2 2026 data
Mountain Star Federal Credit Union vs Cherokee County Federal Credit Union
Metric by metric
| Measure | Mountain Star Federal Credit Union | Cherokee County Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 77 (stronger) | 63 |
| Earnings | 63 (stronger) | 59 |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 72nd | 59th |
| Total assets | $46.5M | $44.8M |
| Deposits / shares | $35.5M | $32.6M |
| Capital ratio | 18.45% | 27.28% (stronger) |
| Problem loans | 0.70% (stronger) | 1.11% |
| Net charge-offs | 0.87% (stronger) | 1.08% |
| Return on assets | 1.09% (stronger) | 0.98% |
| Loans ÷ deposits | 82.6% (stronger) | 84.7% |
| Uninsured deposits | 4.4% | 1.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain Star Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Mountain Star Federal Credit Union leads on 5 and Cherokee County Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.