Side-by-side · Q2 2026 data
Mountain Star Federal Credit Union vs One Source Federal Credit Union
Metric by metric
| Measure | Mountain Star Federal Credit Union | One Source Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 77 | 91 (stronger) |
| Earnings | 63 (stronger) | 2 |
| Funding & liquidity | 78 | 95 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 72nd | 29th |
| Total assets | $46.5M | $124.0M |
| Deposits / shares | $35.5M | $110.4M |
| Capital ratio | 18.45% (stronger) | 10.29% |
| Problem loans | 0.70% | 0.27% (stronger) |
| Net charge-offs | 0.87% (stronger) | 1.52% |
| Return on assets | 1.09% (stronger) | -0.44% |
| Loans ÷ deposits | 82.6% | 65.4% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 6.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain Star Federal Credit Union has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Mountain Star Federal Credit Union leads on 5 and One Source Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.