Side-by-side · Q2 2026 data
Mountain Star Federal Credit Union vs Starr County Teachers Federal Credit Union
Credit union
Starr County Teachers Federal Credit Union
Rio Grande City, Texas · Under $100 million in assets
Metric by metric
| Measure | Mountain Star Federal Credit Union | Starr County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 77 | 83 (stronger) |
| Earnings | 63 | 86 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 72nd | 94th |
| Total assets | $46.5M | $47.4M |
| Deposits / shares | $35.5M | $39.1M |
| Capital ratio | 18.45% (stronger) | 16.85% |
| Problem loans | 0.70% | 0.51% (stronger) |
| Net charge-offs | 0.87% | 0.21% (stronger) |
| Return on assets | 1.09% | 1.64% (stronger) |
| Loans ÷ deposits | 82.6% | 22.7% (stronger) |
| Uninsured deposits | 4.4% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Starr County Teachers Federal Credit Union has the higher TellerScore (93 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Mountain Star Federal Credit Union leads on 1 and Starr County Teachers Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.