Side-by-side · Q2 2026 data
Mountain Valley Bank vs Yampa Valley Bank
Metric by metric
| Measure | Mountain Valley Bank | Yampa Valley Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 94 | 97 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 55 | 74 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $556.5M | $687.6M |
| Deposits / shares | $445.4M | $614.1M |
| Capital ratio | 10.50% (stronger) | 9.39% |
| Problem loans | 0.19% | 0.09% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 0.91% | 2.26% (stronger) |
| Loans ÷ deposits | 91.1% | 86.3% (stronger) |
| Uninsured deposits | 28.1% | 12.3% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Yampa Valley Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Mountain Valley Bank leads on 1 and Yampa Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Steamboat Springs, CO