Side-by-side · Q2 2026 data
Mountain Valley Bank, N.A. vs Capon Valley Bank
Metric by metric
| Measure | Mountain Valley Bank, N.A. | Capon Valley Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 61 |
| Capital cushion | 86 (stronger) | 47 |
| Loan quality | 94 (stronger) | 58 |
| Earnings | 76 (stronger) | 67 |
| Funding & liquidity | 87 (stronger) | 77 |
| Problem-loan coverage | 96 (stronger) | 79 |
| Peer percentile | 91st | 20th |
| Total assets | $201.9M | $244.2M |
| Deposits / shares | $175.1M | $218.4M |
| Capital ratio | 13.65% (stronger) | 9.67% |
| Problem loans | 0.19% (stronger) | 1.27% |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 1.40% (stronger) | 1.16% |
| Loans ÷ deposits | 72.9% (stronger) | 80.8% |
| Uninsured deposits | 11.6% (stronger) | 17.3% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.1% |
Mountain Valley Bank, N.A. has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Mountain Valley Bank, N.A. leads on 7 and Capon Valley Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.