Side-by-side · Q2 2026 data
Mountain West Federal Credit Union vs Bitterroot Community Federal Credit Union
Credit union
Bitterroot Community Federal Credit Union
Darby, Montana · Under $100 million in assets
Metric by metric
| Measure | Mountain West Federal Credit Union | Bitterroot Community Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 24 | 80 (stronger) |
| Earnings | 73 (stronger) | 44 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 47th | 28th |
| Total assets | $24.2M | $18.9M |
| Deposits / shares | $20.2M | $17.2M |
| Capital ratio | 15.53% (stronger) | 8.53% |
| Problem loans | 2.27% | 0.59% (stronger) |
| Net charge-offs | 0.70% | 0.11% (stronger) |
| Return on assets | 1.32% (stronger) | 0.60% |
| Loans ÷ deposits | 67.7% | 47.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain West Federal Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mountain West Federal Credit Union leads on 4 and Bitterroot Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.