Side-by-side · Q2 2026 data
Mountaincrest Credit Union vs Wcla Credit Union
Metric by metric
| Measure | Mountaincrest Credit Union | Wcla Credit Union |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 26 | 90 (stronger) |
| Earnings | 60 | 92 (stronger) |
| Funding & liquidity | 85 (stronger) | 36 |
| Problem-loan coverage | 74 | 97 (stronger) |
| Peer percentile | 41st | 89th |
| Total assets | $152.9M | $141.9M |
| Deposits / shares | $130.9M | $111.8M |
| Capital ratio | 14.42% | 17.50% (stronger) |
| Problem loans | 2.22% | 0.29% (stronger) |
| Net charge-offs | 0.96% | 0.08% (stronger) |
| Return on assets | 0.99% | 1.81% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 105.7% |
| Uninsured deposits | 5.5% (stronger) | 31.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wcla Credit Union has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Mountaincrest Credit Union leads on 2 and Wcla Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.