Side-by-side · Q2 2026 data
Mower County Employees Credit Union vs Metropolitan Services Credit Union
Credit union
Mower County Employees Credit Union
Austin, Minnesota · Under $100 million in assets
Credit union
Metropolitan Services Credit Union
Saint Paul, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Mower County Employees Credit Union | Metropolitan Services Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 65 |
| Capital cushion | 97 (stronger) | 46 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 100 (stronger) | 6 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 89th | 30th |
| Total assets | $13.4M | $12.3M |
| Deposits / shares | $11.2M | $11.5M |
| Capital ratio | 14.67% (stronger) | 9.59% |
| Problem loans | 0.17% | 0.00% (stronger) |
| Net charge-offs | -0.31% (stronger) | 1.70% |
| Return on assets | 3.35% (stronger) | -0.36% |
| Loans ÷ deposits | 108.8% | 57.1% (stronger) |
| Uninsured deposits | 1.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mower County Employees Credit Union has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mower County Employees Credit Union leads on 4 and Metropolitan Services Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.