Side-by-side · Q2 2026 data
Msd Federal Credit Union vs Louisville Gas and Electric Company Credit Union
Credit union
Louisville Gas and Electric Company Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Msd Federal Credit Union | Louisville Gas and Electric Company Credit Union |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 0 | 49 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 42nd | 70th |
| Total assets | $7.8M | $50.4M |
| Deposits / shares | $6.8M | $42.6M |
| Capital ratio | 12.29% | 15.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 6.19% | 0.13% (stronger) |
| Return on assets | -3.32% | 0.73% (stronger) |
| Loans ÷ deposits | 67.7% | 53.6% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 10.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisville Gas and Electric Company Credit Union has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Msd Federal Credit Union leads on 2 and Louisville Gas and Electric Company Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.