Msd Federal Credit Union (NCUA charter #20595) is based in Louisville, Kentucky. Its Q2 2026 call report shows $7.8M in total assets and $6.8M in member shares and deposits and 1 office.
Msd Federal Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Kentucky, it ranks 32nd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (0/100, -3.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (88 → 71), mostly because the earnings component weakened by 65 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 74 |
| Q4 2024 | 77 |
| Q1 2025 | 86 |
| Q2 2025 | 88 |
| Q3 2025 | 85 |
| Q4 2025 | 72 |
| Q1 2026 | 70 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.32% |
| Q3 2024 | 14.38% |
| Q4 2024 | 14.54% |
| Q1 2025 | 14.07% |
| Q2 2025 | 14.01% |
| Q3 2025 | 14.55% |
| Q4 2025 | 14.88% |
| Q1 2026 | 12.77% |
| Q2 2026 | 12.29% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.00% |
| Q4 2025 | 1.58% |
| Q1 2026 | 0.28% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -5.30% |
| Q3 2024 | -2.84% |
| Q4 2024 | -2.37% |
| Q1 2025 | 0.71% |
| Q2 2025 | 1.12% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.65% |
| Q1 2026 | -4.35% |
| Q2 2026 | -3.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $7.8M | 12.29% | 0.00% | -3.32% | 67.7% |
| Q1 2026 | 70 | $7.8M | 12.77% | 0.28% | -4.35% | 68.3% |
| Q4 2025 | 72 | $7.3M | 14.88% | 1.58% | 0.65% | 76.5% |
| Q3 2025 | 85 | $7.4M | 14.55% | 0.00% | 0.52% | 76.0% |
| Q2 2025 | 88 | $7.7M | 14.01% | 0.01% | 1.12% | 76.0% |
| Q1 2025 | 86 | $7.5M | 14.07% | 0.00% | 0.71% | 66.1% |
| Q4 2024 | 77 | $7.2M | 14.54% | 0.03% | -2.37% | 66.2% |
| Q3 2024 | 74 | $7.4M | 14.38% | 0.46% | -2.84% | 63.2% |
| Q2 2024 | 70 | $7.2M | 14.32% | 0.86% | -5.30% | 61.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY | 81 out of 100, Strong | $8.8M | 14.3% | 0.00% | vs |
| Shawnee TVA Employees Federal Credit UnionCredit union West Paducah, KY | 90 out of 100, Very strong | $6.6M | 22.6% | 0.00% | vs |
| Regional Medical Ctr Hopkins Co Emp Federal Credit UnionCredit union Madisonville, KY | 87 out of 100, Very strong | $9.3M | 13.9% | 0.25% | vs |
| Corning Glass Works Harrodsbg Federal Credit UnionCredit union Harrodsburg, KY | 73 out of 100, Strong | $5.2M | 22.5% | 1.00% | vs |
| Doe Run Federal Credit UnionCredit union Brandenburg, KY | 44 out of 100, Below average | $12.2M | 11.3% | 3.53% | vs |
| Kraftcor Federal Credit UnionCredit union Hawesville, KY | 52 out of 100, Below average | $12.4M | 7.9% | 1.01% | vs |
Deposit insurance
Is my money safe at Msd Federal Credit Union?
Yes. Msd Federal Credit Union is a federally insured credit union (NCUA charter #20595). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.5% of shares and deposits ($307K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Msd Federal Credit Union lists 1 office in 1 city. Most locations:
- Louisville, KY (1)
Identity & history
Profile
- Legal name
- Msd Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20595
- RSSD ID
- 43089
- Primary regulator
- NCUA
- Established
- 1971
- Headquarters
- 700 W Liberty St, Louisville, KY 40203
- Employees
- 3
Quick answers
Msd Federal Credit Union: common questions
Is Msd Federal Credit Union NCUA insured?
Yes. Msd Federal Credit Union is a federally insured credit union (NCUA charter #20595). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Msd Federal Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Msd Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Louisville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Advanz Federal Credit UnionCredit union Louisville, KY | 85 out of 100, Very strong | $161.6M | 15.6% | 0.54% | vs |
| Republic Bank & Trust CompanyBank Louisville, KY | 84 out of 100, Strong | $7.1B | 14.8% | 0.56% | vs |
| Transcend Credit UnionCredit union Louisville, KY | 83 out of 100, Strong | $588.3M | 13.4% | 0.13% | vs |
| Guardian Savings BankBank West Chester, OH | 83 out of 100, Strong | $1.4B | 11.4% | 0.20% | vs |
| Louisville Gas and Electric Company Credit UnionCredit union Louisville, KY | 82 out of 100, Strong | $50.4M | 15.5% | 0.87% | vs |
| Louisville Federal Credit UnionCredit union Louisville, KY | 81 out of 100, Strong | $37.2M | 20.1% | 0.84% | vs |