Side-by-side · Q2 2026 data
Mt. Airy Baptist Church Federal Credit Union vs Phi Beta Sigma Federal Credit Union
Credit union
Mt. Airy Baptist Church Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
Phi Beta Sigma Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | Mt. Airy Baptist Church Federal Credit Union | Phi Beta Sigma Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 49 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 48 (stronger) | 0 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 0 |
| Peer percentile | 80th | 8th |
| Total assets | $1.1M | $991K |
| Deposits / shares | $624K | $895K |
| Capital ratio | 41.96% (stronger) | 10.06% |
| Problem loans | 1.55% (stronger) | 13.69% |
| Net charge-offs | -0.37% (stronger) | 5.75% |
| Return on assets | 2.67% (stronger) | 1.84% |
| Loans ÷ deposits | 62.6% | 50.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt. Airy Baptist Church Federal Credit Union has the higher TellerScore (86 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Mt. Airy Baptist Church Federal Credit Union leads on 5 and Phi Beta Sigma Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.