TellerScore

Mt. Airy Baptist Church Federal Credit Union (NCUA charter #24219) is based in Washington, District of Columbia. Its Q2 2026 call report shows $1.1M in total assets and $624K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Mt. Airy Baptist Church Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 3rd. Its strongest component is capital cushion (100/100; 41.96%), and its lowest is loan quality (48/100; 1.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 41.96%
Loan quality48/100
Loans 60+ days delinquent ÷ total loans: 1.55%
Earnings100/100
Return on assets (annualized): 2.67%
Funding & liquidity98/100
Loans ÷ shares: 62.6% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (99 → 86), mostly because the loan quality component weakened by 48 points.

TellerScore
8693100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 2024100
Q4 202493
Q1 202598
Q2 202599
Q3 202599
Q4 202592
Q1 202688
Q2 202686
Net worth ratio
7.00%24.48%41.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202431.90%
Q3 202433.68%
Q4 202436.40%
Q1 202536.08%
Q2 202537.02%
Q3 202541.24%
Q4 202541.71%
Q1 202641.83%
Q2 202641.96%
Delinquent loans (60+ days)
0.00%0.78%1.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.70%
Q1 20250.18%
Q2 20250.12%
Q3 20250.00%
Q4 20250.78%
Q1 20261.27%
Q2 20261.55%
Return on assets
2.66%3.15%3.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.21%
Q3 20242.99%
Q4 20243.44%
Q1 20252.66%
Q2 20253.05%
Q3 20253.65%
Q4 20253.46%
Q1 20263.62%
Q2 20262.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$1.1M41.96%1.55%2.67%62.6%
Q1 202688$1.1M41.83%1.27%3.62%65.8%
Q4 202592$1.0M41.71%0.78%3.46%69.9%
Q3 202599$1.0M41.24%0.00%3.65%69.5%
Q2 202599$1.1M37.02%0.12%3.05%61.4%
Q1 202598$1.1M36.08%0.18%2.66%61.4%
Q4 202493$1.1M36.40%0.70%3.44%66.7%
Q3 2024100$1.2M33.68%0.00%2.99%58.5%
Q2 2024100$1.2M31.90%0.00%3.21%41.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio41.96%
98th
Problem loans1.55%
28th
Net charge-offs-0.37%
97th
Return on assets2.67%
98th
Loans to deposits62.6%
44th
Uninsured deposits0.0%
81st
Loan-loss reserves3.17%
94th
Texas ratio1.3%
61st

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Phi Beta Sigma Federal Credit UnionCredit union Washington, DC49 out of 100, Below average$991K10.1%13.69%vs
Sargent Federal Credit UnionCredit union Washington, DC68 out of 100, Moderate$258K16.3%22.05%vs
Paramount Baptist Church Federal Credit UnionCredit union Washington, DC66 out of 100, Moderate$174K41.4%4.68%vs
Pmi Employees Federal Credit UnionCredit union Washington, DC80 out of 100, Strong$155K26.2%0.00%vs
John Wesley Ame Zion Church Federal Credit UnionCredit union Washington, DC72 out of 100, Strong$80K11.7%0.00%vs
Mt Gilead Federal Credit UnionCredit union Washington, DC93 out of 100, Very strong$78K17.5%0.00%vs

Deposit insurance

Is my money safe at Mt. Airy Baptist Church Federal Credit Union?

Yes. Mt. Airy Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #24219). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 41.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mt. Airy Baptist Church Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mt. Airy Baptist Church Federal Credit Union
Type
Federal credit union
NCUA charter #
24219
RSSD ID
410391
Primary regulator
NCUA
Established
1985
Headquarters
1100 N Capitol St NW Fl 2, Washington, DC 20002

Quick answers

Mt. Airy Baptist Church Federal Credit Union: common questions

Is Mt. Airy Baptist Church Federal Credit Union NCUA insured?

Yes. Mt. Airy Baptist Church Federal Credit Union is a federally insured credit union (NCUA charter #24219). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mt. Airy Baptist Church Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mt. Airy Baptist Church Federal Credit Union have?

1 office as of the latest NCUA data.

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