Side-by-side · Q2 2026 data
Mt Zion Woodlawn Federal Credit Union vs Northern Kentucky Federal Credit Union
Credit union
Mt Zion Woodlawn Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Credit union
Northern Kentucky Federal Credit Union
Highland Height, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Mt Zion Woodlawn Federal Credit Union | Northern Kentucky Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 91 (stronger) |
| Capital cushion | 46 | 90 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 0 | 84 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 28th | 90th |
| Total assets | $142K | $43.1M |
| Deposits / shares | $129K | $36.3M |
| Capital ratio | 9.59% | 13.99% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | -0.54% | 1.61% (stronger) |
| Loans ÷ deposits | 6.1% (stronger) | 51.4% |
| Uninsured deposits | 0.0% (stronger) | 0.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Kentucky Federal Credit Union has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mt Zion Woodlawn Federal Credit Union leads on 4 and Northern Kentucky Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.