TellerScore

Mt Zion Woodlawn Federal Credit Union (NCUA charter #18562) is based in Cincinnati, Ohio. Its Q2 2026 call report shows $142K in total assets and $129K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Mt Zion Woodlawn Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 136th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (0/100; -0.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.59%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -0.54%
Funding & liquidity100/100
Loans ÷ shares: 6.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 22 points (86 → 64), mostly because the earnings component weakened by 100 points.

TellerScore
416486Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202468
Q3 202479
Q4 202477
Q1 202574
Q2 202586
Q3 202553
Q4 202549
Q1 202641
Q2 202664
Net worth ratio
7.00%8.71%10.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20248.70%
Q3 20249.58%
Q4 20249.17%
Q1 20259.22%
Q2 202510.24%
Q3 202510.43%
Q4 202510.19%
Q1 20269.92%
Q2 20269.59%
Delinquent loans (60+ days)
0.00%25.88%51.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 202542.03%
Q4 202545.82%
Q1 202651.76%
Q2 20260.00%
Return on assets
-0.54%0.84%2.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.31%
Q3 20241.43%
Q4 20241.25%
Q1 20250.91%
Q2 20252.21%
Q3 20251.53%
Q4 20251.10%
Q1 20260.29%
Q2 2026-0.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$142K9.59%0.00%-0.54%6.1%
Q1 202641$143K9.92%51.76%0.29%5.4%
Q4 202549$138K10.19%45.82%1.10%6.4%
Q3 202553$135K10.43%42.03%1.53%7.2%
Q2 202586$137K10.24%0.00%2.21%8.1%
Q1 202574$139K9.22%0.00%0.91%8.9%
Q4 202477$137K9.17%0.00%1.25%7.5%
Q3 202479$127K9.58%0.00%1.43%7.8%
Q2 202468$127K8.70%0.00%0.31%9.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.59%
13th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets-0.54%
10th
Loans to deposits6.1%
99th
Uninsured deposits0.0%
81st
Loan-loss reserves19.58%
99th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Heekin Can Empl Credit UnionCredit union Cincinnati, OH55 out of 100, Moderate$279K75.3%3.00%vs
Wright-Dunbar Area Credit UnionCredit union Dayton, OH54 out of 100, Below average$360K18.5%24.93%vs
Cleveland Church of Christ Federal Credit UnionCredit union Cleveland, OH68 out of 100, Moderate$365K11.9%0.36%vs
Mahoning Valley Federal Credit UnionCredit union Youngstown, OH50 out of 100, Below average$376K10.2%1.80%vs
Shaker Heights Federal Credit UnionCredit union Shaker Heights, OH54 out of 100, Below average$1.2M24.3%15.96%vs
Ibew 141 Federal Credit UnionCredit union Saint Clairsvil, OH90 out of 100, Very strong$1.3M19.6%0.00%vs

Deposit insurance

Is my money safe at Mt Zion Woodlawn Federal Credit Union?

Yes. Mt Zion Woodlawn Federal Credit Union is a federally insured credit union (NCUA charter #18562). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.59%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mt Zion Woodlawn Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mt Zion Woodlawn Federal Credit Union
Type
Federal credit union
NCUA charter #
18562
RSSD ID
434089
Primary regulator
NCUA
Established
1968
Headquarters
10180 Woodlawn Blvd, Cincinnati, OH 45215

Quick answers

Mt Zion Woodlawn Federal Credit Union: common questions

Is Mt Zion Woodlawn Federal Credit Union NCUA insured?

Yes. Mt Zion Woodlawn Federal Credit Union is a federally insured credit union (NCUA charter #18562). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mt Zion Woodlawn Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mt Zion Woodlawn Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cincinnati

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs
Northern Kentucky Federal Credit UnionCredit union Highland Height, KY91 out of 100, Very strong$43.1M14.0%0.29%vs
Deca Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$7.6M18.9%0.45%vs
St. James Parish Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$5.9M21.8%0.00%vs