Side-by-side · Q2 2026 data
Mtc Federal Credit Union vs Mid Carolina Credit Union
Metric by metric
| Measure | Mtc Federal Credit Union | Mid Carolina Credit Union |
|---|---|---|
| TellerScore | 67 | 77 (stronger) |
| Capital cushion | 77 | 77 |
| Loan quality | 70 | 78 (stronger) |
| Earnings | 25 | 55 (stronger) |
| Funding & liquidity | 83 | 92 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 41st | 71st |
| Total assets | $302.6M | $181.8M |
| Deposits / shares | $259.3M | $160.6M |
| Capital ratio | 12.73% (stronger) | 12.69% |
| Problem loans | 0.90% | 0.66% (stronger) |
| Net charge-offs | 0.51% | 0.38% (stronger) |
| Return on assets | 0.13% | 0.89% (stronger) |
| Loans ÷ deposits | 76.9% | 68.0% (stronger) |
| Uninsured deposits | 5.7% | 3.6% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | 0.0% |
Mid Carolina Credit Union has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Mtc Federal Credit Union leads on 1 and Mid Carolina Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.