Side-by-side · Q2 2026 data
Mtcu Credit Union vs United Community Credit Union
Metric by metric
| Measure | Mtcu Credit Union | United Community Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 75 (stronger) | 70 |
| Loan quality | 73 (stronger) | 65 |
| Earnings | 27 | 57 (stronger) |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 48th | 48th |
| Total assets | $137.3M | $127.9M |
| Deposits / shares | $121.1M | $112.6M |
| Capital ratio | 12.47% (stronger) | 12.03% |
| Problem loans | 0.80% (stronger) | 1.05% |
| Net charge-offs | 0.48% (stronger) | 0.88% |
| Return on assets | 0.18% | 0.92% (stronger) |
| Loans ÷ deposits | 72.3% (stronger) | 80.1% |
| Uninsured deposits | 0.2% (stronger) | 2.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Mtcu Credit Union leads on 5 and United Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.