Side-by-side · Q2 2026 data
Multipli Federal Credit Union vs United Credit Union
Metric by metric
| Measure | Multipli Federal Credit Union | United Credit Union |
|---|---|---|
| TellerScore | 76 | 88 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 90 (stronger) | 87 |
| Earnings | 75 (stronger) | 68 |
| Funding & liquidity | 82 | 85 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 79th | 92nd |
| Total assets | $1.5B | $302.1M |
| Deposits / shares | $1.3B | $253.5M |
| Capital ratio | 10.59% | 15.17% (stronger) |
| Problem loans | 0.31% (stronger) | 0.40% |
| Net charge-offs | 0.34% (stronger) | 0.64% |
| Return on assets | 1.37% (stronger) | 1.19% |
| Loans ÷ deposits | 78.5% | 75.5% (stronger) |
| Uninsured deposits | 9.6% | 6.3% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Credit Union has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Multipli Federal Credit Union leads on 3 and United Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.