TellerScore

Headquartered in Jefferson City, Missouri, Multipli Federal Credit Union is a federal credit union with $1.5B in total assets and $1.3B in member shares and deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1954.

Multipli Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 79% of its 454 credit unions with $1 billion – $10 billion. Among 87 credit unions headquartered in Missouri, it ranks 26th. Problem-loan coverage contributes the most (96/100, 2.0%); capital cushion contributes the least (56/100, 10.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.59%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings75/100
Return on assets (annualized): 1.37%
Funding & liquidity82/100
Loans ÷ shares: 78.5% · 9.6% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (69 → 76), mostly because the earnings component improved by 22 points.

TellerScore
637076Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202464
Q4 202464
Q1 202566
Q2 202569
Q3 202572
Q4 202571
Q1 202676
Q2 202676
Net worth ratio
7.00%8.79%10.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.15%
Q3 20249.82%
Q4 20249.95%
Q1 20259.85%
Q2 20259.92%
Q3 202510.22%
Q4 202510.45%
Q1 202610.47%
Q2 202610.59%
Delinquent loans (60+ days)
0.31%0.50%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.55%
Q3 20240.57%
Q4 20240.68%
Q1 20250.69%
Q2 20250.49%
Q3 20250.38%
Q4 20250.52%
Q1 20260.33%
Q2 20260.31%
Return on assets
0.68%1.02%1.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.68%
Q4 20240.78%
Q1 20250.96%
Q2 20250.83%
Q3 20251.01%
Q4 20251.03%
Q1 20261.29%
Q2 20261.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$1.5B10.59%0.31%1.37%78.5%
Q1 202676$1.4B10.47%0.33%1.29%73.3%
Q4 202571$1.4B10.45%0.52%1.03%75.1%
Q3 202572$1.4B10.22%0.38%1.01%74.5%
Q2 202569$1.4B9.92%0.49%0.83%73.7%
Q1 202566$741.3M9.85%0.69%0.96%83.3%
Q4 202464$716.0M9.95%0.68%0.78%85.6%
Q3 202464$704.8M9.82%0.57%0.68%85.6%
Q2 202463$522.0M9.15%0.55%0.74%88.5%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.59%
43rd
Problem loans0.31%
89th
Net charge-offs0.34%
71st
Return on assets1.37%
87th
Loans to deposits78.5%
74th
Uninsured deposits9.6%
46th
Loan-loss reserves0.00%
50th
Texas ratio2.0%
86th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Vantage Credit UnionCredit union Saint Charles, MO57 out of 100, Moderate$1.2B8.0%0.59%vs
Together Credit UnionCredit union Saint Louis, MO64 out of 100, Moderate$2.7B9.7%0.54%vs
First Community Credit UnionCredit union Chesterfield, MO65 out of 100, Moderate$5.0B8.6%0.54%vs

Deposit insurance

Is my money safe at Multipli Federal Credit Union?

Yes. Multipli Federal Credit Union is a federally insured credit union (NCUA charter #24955). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.6% of shares and deposits ($124.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.59%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Multipli Federal Credit Union lists 7 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Multipli Federal Credit Union
Type
Federal credit union
NCUA charter #
24955
RSSD ID
581590
Primary regulator
NCUA
Established
1954
Headquarters
3124 W Edgewood Dr, Jefferson City, MO 65109
Employees
229

Quick answers

Multipli Federal Credit Union: common questions

Is Multipli Federal Credit Union NCUA insured?

Yes. Multipli Federal Credit Union is a federally insured credit union (NCUA charter #24955). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Multipli Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Multipli Federal Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jefferson City

InstitutionScoreAssetsCapitalProblem loansCompare
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Our Lady of Snows Credit UnionCredit union Henley, MO96 out of 100, Very strong$4.6M15.3%0.00%vs
Farmers Bank of Lohman, MissouriBank Jefferson City, MO93 out of 100, Very strong$82.9M17.1%0.02%vs
Legends BankBank Linn, MO90 out of 100, Very strong$635.5M18.3%0.51%vs
The Maries County BankBank Vienna, MO89 out of 100, Very strong$600.5M14.8%0.12%vs
United Credit UnionCredit union Mexico, MO88 out of 100, Very strong$302.1M15.2%0.40%vs