Side-by-side · Q2 2026 data
Municipal Credit Union vs Americu Credit Union
Metric by metric
| Measure | Municipal Credit Union | Americu Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 48 |
| Capital cushion | 69 (stronger) | 46 |
| Loan quality | 45 (stronger) | 37 |
| Earnings | 76 (stronger) | 47 |
| Funding & liquidity | 85 (stronger) | 63 |
| Problem-loan coverage | 81 (stronger) | 65 |
| Peer percentile | 50th | 4th |
| Total assets | $5.2B | $3.0B |
| Deposits / shares | $4.5B | $2.7B |
| Capital ratio | 11.93% (stronger) | 9.56% |
| Problem loans | 1.66% (stronger) | 1.89% |
| Net charge-offs | 0.90% (stronger) | 0.95% |
| Return on assets | 1.40% (stronger) | 0.69% |
| Loans ÷ deposits | 75.1% (stronger) | 96.8% |
| Uninsured deposits | 5.4% (stronger) | 10.3% |
| Offices | 10 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.3% | 28.4% |
Municipal Credit Union has the higher TellerScore (68 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Municipal Credit Union leads on 7 and Americu Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.