Side-by-side · Q2 2026 data
Municipal Employees Federal Credit Union vs Immaculate Heart of Mary Credit Union
Credit union
Municipal Employees Federal Credit Union
Bogalusa, Louisiana · Under $100 million in assets
Credit union
Immaculate Heart of Mary Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Municipal Employees Federal Credit Union | Immaculate Heart of Mary Credit Union |
|---|---|---|
| TellerScore | 55 | 66 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 51 |
| Peer percentile | 15th | 32nd |
| Total assets | $642K | $622K |
| Deposits / shares | $363K | $427K |
| Capital ratio | 42.77% (stronger) | 31.26% |
| Problem loans | 8.90% (stronger) | 32.55% |
| Net charge-offs | 0.00% (stronger) | 1.12% |
| Return on assets | -0.86% | 1.46% (stronger) |
| Loans ÷ deposits | 12.2% (stronger) | 37.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Immaculate Heart of Mary Credit Union has the higher TellerScore (66 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Municipal Employees Federal Credit Union leads on 4 and Immaculate Heart of Mary Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.