TellerScore

Municipal Employees Federal Credit Union is a federal credit union headquartered in Bogalusa, Louisiana, in business for about 71 years. At the end of Q2 2026 it reported $642K in total assets and $363K in member shares and deposits, with 1 office.

Municipal Employees Federal Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 112th. Capital cushion contributes the most (100/100, 42.77%); earnings contributes the least (0/100, -0.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 42.77%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 8.90%
Earnings0/100
Return on assets (annualized): -0.86%
Funding & liquidity100/100
Loans ÷ shares: 12.2% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 14 points (69 → 55), mostly because the earnings component weakened by 60 points.

TellerScore
556473Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202470
Q4 202467
Q1 202573
Q2 202569
Q3 202561
Q4 202559
Q1 202655
Q2 202655
Net worth ratio
7.00%27.23%47.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202446.21%
Q3 202445.92%
Q4 202447.05%
Q1 202547.46%
Q2 202546.74%
Q3 202545.33%
Q4 202544.79%
Q1 202643.43%
Q2 202642.77%
Delinquent loans (60+ days)
2.57%5.74%8.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.94%
Q3 20245.79%
Q4 20245.78%
Q1 20252.57%
Q2 20252.76%
Q3 20253.16%
Q4 20256.78%
Q1 20268.63%
Q2 20268.90%
Return on assets
-1.04%0.20%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.45%
Q3 20241.38%
Q4 20241.01%
Q1 20251.32%
Q2 20250.99%
Q3 20250.32%
Q4 20250.08%
Q1 2026-1.04%
Q2 2026-0.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$642K42.77%8.90%-0.86%12.2%
Q1 202655$635K43.43%8.63%-1.04%15.2%
Q4 202559$617K44.79%6.78%0.08%19.0%
Q3 202561$611K45.33%3.16%0.32%23.6%
Q2 202569$596K46.74%2.76%0.99%28.5%
Q1 202573$585K47.46%2.57%1.32%37.4%
Q4 202467$586K47.05%5.78%1.01%40.5%
Q3 202470$601K45.92%5.79%1.38%38.3%
Q2 202470$593K46.21%4.94%1.45%43.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio42.77%
98th
Problem loans8.90%
2nd
Net charge-offs0.00%
77th
Return on assets-0.86%
8th
Loans to deposits12.2%
98th
Uninsured deposits0.0%
81st
Loan-loss reserves4.53%
96th
Texas ratio1.4%
59th

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S T S P Federal Credit UnionCredit union Lacombe, LA68 out of 100, Moderate$779K9.4%0.62%vs
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Deposit insurance

Is my money safe at Municipal Employees Federal Credit Union?

Yes. Municipal Employees Federal Credit Union is a federally insured credit union (NCUA charter #10011). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 42.77%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Municipal Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Municipal Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
10011
RSSD ID
931784
Primary regulator
NCUA
Established
1955
Headquarters
222 Arkansas Ave, Bogalusa, LA 70427
Employees
2

Quick answers

Municipal Employees Federal Credit Union: common questions

Is Municipal Employees Federal Credit Union NCUA insured?

Yes. Municipal Employees Federal Credit Union is a federally insured credit union (NCUA charter #10011). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Municipal Employees Federal Credit Union's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Municipal Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bogalusa

InstitutionScoreAssetsCapitalProblem loansCompare
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Zellco Federal Credit UnionCredit union Bogalusa, LA89 out of 100, Very strong$94.5M31.9%0.73%vs
FNB Picayune BankBank Picayune, MS86 out of 100, Very strong$282.3M15.4%1.26%vs
First Southern BankBank Columbia, MS83 out of 100, Strong$317.3M10.6%0.00%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
Citizens Savings BankBank Bogalusa, LA81 out of 100, Strong$329.1M14.3%0.74%vs