Side-by-side · Q2 2026 data
Municipal Trust and Savings Bank vs Maternity B.V.M. Credit Union
Metric by metric
| Measure | Municipal Trust and Savings Bank | Maternity B.V.M. Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 67 | 88 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 62nd |
| Total assets | $382.2M | $11.3M |
| Deposits / shares | $305.7M | $9.9M |
| Capital ratio | 15.56% (stronger) | 12.78% |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 2.96% (stronger) | 0.49% |
| Loans ÷ deposits | 84.3% | 72.4% (stronger) |
| Uninsured deposits | 22.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Municipal Trust and Savings Bank has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Municipal Trust and Savings Bank leads on 4 and Maternity B.V.M. Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.