Side-by-side · Q2 2026 data
Murphy Bank vs Fresno Grangers Federal Credit Union
Credit union
Fresno Grangers Federal Credit Union
Fresno, California · Under $100 million in assets
Metric by metric
| Measure | Murphy Bank | Fresno Grangers Federal Credit Union |
|---|---|---|
| TellerScore | 88 | 98 (stronger) |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 49 | 86 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 92nd | 98th |
| Total assets | $357.2M | $25.9M |
| Deposits / shares | $296.9M | $19.6M |
| Capital ratio | 14.89% | 24.56% (stronger) |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.46% (stronger) | 1.94% |
| Loans ÷ deposits | 101.3% | 73.4% (stronger) |
| Uninsured deposits | 23.6% | 16.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fresno Grangers Federal Credit Union has the higher TellerScore (98 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Murphy Bank leads on 1 and Fresno Grangers Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.