Side-by-side · Q2 2026 data
Musicians Federal Credit Union vs Heritage Hub Federal Credit Union
Credit union
Heritage Hub Federal Credit Union
Houston, Texas · Under $100 million in assets
Metric by metric
| Measure | Musicians Federal Credit Union | Heritage Hub Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 70 (stronger) | 0 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 28th | 9th |
| Total assets | $643K | $149K |
| Deposits / shares | $493K | $172K |
| Capital ratio | 17.56% (stronger) | -15.82% |
| Problem loans | 3.92% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.25% (stronger) | -117.25% |
| Loans ÷ deposits | 76.2% | 51.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Musicians Federal Credit Union has the higher TellerScore (64 vs 50). On the 5 directional measures above (where higher or lower is clearly better), Musicians Federal Credit Union leads on 3 and Heritage Hub Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.