TellerScore

Musicians Federal Credit Union (NCUA charter #17361) is based in Arlington, Texas. Its Q2 2026 call report shows $643K in total assets and $493K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Musicians Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 265th. Its strongest component is capital cushion (100/100; 17.56%), and its lowest is loan quality (0/100; 3.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.56%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.92%
Earnings70/100
Return on assets (annualized): 1.25%
Funding & liquidity84/100
Loans ÷ shares: 76.2% · 0.0% uninsured
Problem-loan coverage76/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 23 points (87 → 64), mostly because the loan quality component weakened by 85 points.

TellerScore
617792Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202481
Q4 202483
Q1 202592
Q2 202587
Q3 202590
Q4 202584
Q1 202661
Q2 202664
Net worth ratio
7.00%12.97%18.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.13%
Q3 202415.22%
Q4 202415.33%
Q1 202515.43%
Q2 202516.25%
Q3 202516.81%
Q4 202518.94%
Q1 202618.82%
Q2 202617.56%
Delinquent loans (60+ days)
0.00%1.96%3.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.65%
Q4 20240.51%
Q1 20250.00%
Q2 20250.44%
Q3 20250.00%
Q4 20250.51%
Q1 20262.34%
Q2 20263.92%
Return on assets
-0.00%0.62%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.69%
Q3 20240.65%
Q4 20240.68%
Q1 20251.16%
Q2 20251.03%
Q3 20250.98%
Q4 20250.99%
Q1 2026-0.00%
Q2 20261.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$643K17.56%3.92%1.25%76.2%
Q1 202661$599K18.82%2.34%-0.00%75.5%
Q4 202584$594K18.94%0.51%0.99%80.3%
Q3 202590$664K16.81%0.00%0.98%68.8%
Q2 202587$678K16.25%0.44%1.03%70.0%
Q1 202592$705K15.43%0.00%1.16%69.5%
Q4 202483$696K15.33%0.51%0.68%71.5%
Q3 202481$692K15.22%0.65%0.65%74.5%
Q2 202489$689K15.13%0.00%0.69%64.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.56%
68th
Problem loans3.92%
9th
Net charge-offs0.00%
77th
Return on assets1.25%
78th
Loans to deposits76.2%
24th
Uninsured deposits0.0%
81st
Loan-loss reserves2.33%
91st
Texas ratio12.1%
10th

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Deposit insurance

Is my money safe at Musicians Federal Credit Union?

Yes. Musicians Federal Credit Union is a federally insured credit union (NCUA charter #17361). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Musicians Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Musicians Federal Credit Union
Type
Federal credit union
NCUA charter #
17361
RSSD ID
496685
Primary regulator
NCUA
Established
1966
Headquarters
1939 Stadium Oaks Ct Ste 110, Arlington, TX 76011
Employees
1

Quick answers

Musicians Federal Credit Union: common questions

Is Musicians Federal Credit Union NCUA insured?

Yes. Musicians Federal Credit Union is a federally insured credit union (NCUA charter #17361). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Musicians Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Musicians Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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