Side-by-side · Q2 2026 data
Muskegon Federal Credit Union vs Aac Credit Union
Metric by metric
| Measure | Muskegon Federal Credit Union | Aac Credit Union |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 94 (stronger) | 88 |
| Earnings | 44 | 78 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 52nd | 95th |
| Total assets | $80.8M | $212.4M |
| Deposits / shares | $71.1M | $158.1M |
| Capital ratio | 10.97% | 24.16% (stronger) |
| Problem loans | 0.18% (stronger) | 0.36% |
| Net charge-offs | 0.37% | 0.08% (stronger) |
| Return on assets | 0.60% | 1.46% (stronger) |
| Loans ÷ deposits | 45.9% (stronger) | 75.1% |
| Uninsured deposits | 6.9% | 5.3% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Muskegon Federal Credit Union leads on 2 and Aac Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.