Side-by-side · Q2 2026 data
Muskogee Federal Credit Union vs Southwest Oklahoma Federal Credit Union
Credit union
Southwest Oklahoma Federal Credit Union
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Muskogee Federal Credit Union | Southwest Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 89 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 81 (stronger) | 71 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 91st | 94th |
| Total assets | $112.0M | $116.4M |
| Deposits / shares | $98.9M | $94.1M |
| Capital ratio | 12.75% | 19.32% (stronger) |
| Problem loans | 0.58% (stronger) | 0.88% |
| Net charge-offs | 0.13% | 0.07% (stronger) |
| Return on assets | 1.84% | 2.00% (stronger) |
| Loans ÷ deposits | 37.9% (stronger) | 79.3% |
| Uninsured deposits | 0.9% (stronger) | 4.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southwest Oklahoma Federal Credit Union has the higher TellerScore (89 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Muskogee Federal Credit Union leads on 3 and Southwest Oklahoma Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.