Side-by-side · Q2 2026 data
Mutual First Federal Credit Union vs Archer Cooperative
Metric by metric
| Measure | Mutual First Federal Credit Union | Archer Cooperative |
|---|---|---|
| TellerScore | 38 | 65 (stronger) |
| Capital cushion | 30 | 56 (stronger) |
| Loan quality | 28 | 72 (stronger) |
| Earnings | 24 | 58 (stronger) |
| Funding & liquidity | 77 (stronger) | 65 |
| Problem-loan coverage | 59 | 87 (stronger) |
| Peer percentile | 1st | 34th |
| Total assets | $124.8M | $102.7M |
| Deposits / shares | $113.0M | $90.9M |
| Capital ratio | 7.98% | 10.64% (stronger) |
| Problem loans | 2.17% | 0.85% (stronger) |
| Net charge-offs | 0.52% | 0.50% (stronger) |
| Return on assets | 0.09% | 0.96% (stronger) |
| Loans ÷ deposits | 83.5% (stronger) | 95.7% |
| Uninsured deposits | 10.2% | 9.0% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Archer Cooperative has the higher TellerScore (65 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Mutual First Federal Credit Union leads on 1 and Archer Cooperative on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.