TellerScore

Archer Cooperative is a federally insured state-chartered credit union headquartered in Archer, Nebraska, in business for about 42 years. At the end of Q2 2026 it reported $102.7M in total assets and $90.9M in member shares and deposits, with 4 offices.

Archer Cooperative has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 1,341 credit unions with $100 million – $1 billion. Among 50 credit unions headquartered in Nebraska, it ranks 33rd. Problem-loan coverage contributes the most (87/100, 6.7%); capital cushion contributes the least (56/100, 10.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.64%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.85%
Earnings58/100
Return on assets (annualized): 0.96%
Funding & liquidity65/100
Loans ÷ shares: 95.7% · 9.0% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (58 → 65), mostly because the loan quality component improved by 14 points.

TellerScore
505865Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202452
Q4 202456
Q1 202559
Q2 202558
Q3 202550
Q4 202561
Q1 202663
Q2 202665
Net worth ratio
7.00%8.82%10.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.67%
Q3 20249.72%
Q4 20249.75%
Q1 20259.66%
Q2 20259.79%
Q3 20259.73%
Q4 20259.90%
Q1 202610.54%
Q2 202610.64%
Delinquent loans (60+ days)
0.85%1.44%2.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.30%
Q3 20241.32%
Q4 20241.05%
Q1 20251.00%
Q2 20251.25%
Q3 20252.04%
Q4 20251.04%
Q1 20261.16%
Q2 20260.85%
Return on assets
0.23%0.74%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.49%
Q4 20240.55%
Q1 20250.86%
Q2 20251.02%
Q3 20251.04%
Q4 20251.06%
Q1 20261.24%
Q2 20260.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$102.7M10.64%0.85%0.96%95.7%
Q1 202663$102.1M10.54%1.16%1.24%95.0%
Q4 202561$105.4M9.90%1.04%1.06%98.9%
Q3 202550$104.1M9.73%2.04%1.04%103.1%
Q2 202558$100.5M9.79%1.25%1.02%97.8%
Q1 202559$98.7M9.66%1.00%0.86%101.1%
Q4 202456$95.6M9.75%1.05%0.55%99.9%
Q3 202452$94.1M9.72%1.32%0.49%103.8%
Q2 202451$92.1M9.67%1.30%0.23%102.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.64%
38th
Problem loans0.85%
39th
Net charge-offs0.50%
36th
Return on assets0.96%
64th
Loans to deposits95.7%
7th
Uninsured deposits9.0%
22nd
Loan-loss reserves0.00%
50th
Texas ratio6.7%
27th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Onenebraska Federal Credit UnionCredit union Columbus, NE60 out of 100, Moderate$106.5M10.7%1.04%vs
Membersown Credit UnionCredit union Lincoln, NE80 out of 100, Strong$109.3M14.1%0.91%vs
Omaha Federal Credit UnionCredit union Omaha, NE88 out of 100, Very strong$118.0M15.3%1.05%vs
Mutual First Federal Credit UnionCredit union Omaha, NE38 out of 100, Low$124.8M8.0%2.17%vs
University of Nebraska Federal Credit UnionCredit union Lincoln, NE65 out of 100, Moderate$131.3M10.7%1.09%vs
Trius Federal Credit UnionCredit union Kearney, NE58 out of 100, Moderate$152.3M10.6%1.32%vs

Deposit insurance

Is my money safe at Archer Cooperative?

Yes. Archer Cooperative is a federally insured credit union (NCUA charter #66270). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.0% of shares and deposits ($8.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.64%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Archer Cooperative lists 4 offices in 4 cities. Most locations:

  • Archer, NE (1)
  • Central City, NE (1)
  • Dannebrog, NE (1)
  • Saint Paul, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Archer Cooperative
Type
Federally insured state-chartered credit union
NCUA charter #
66270
RSSD ID
482099
Primary regulator
State + NCUA
Established
1984
Headquarters
2121 Archer Rd, Archer, NE 68816
Employees
29

Quick answers

Archer Cooperative: common questions

Is Archer Cooperative NCUA insured?

Yes. Archer Cooperative is a federally insured credit union (NCUA charter #66270). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Archer Cooperative's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Archer Cooperative have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Archer

InstitutionScoreAssetsCapitalProblem loansCompare
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
First Bank and Trust of FullertonBank Fullerton, NE87 out of 100, Very strong$108.3M14.2%0.00%vs
Heritage BankBank Wood River, NE86 out of 100, Very strong$611.6M23.0%1.18%vs
Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE80 out of 100, Strong$562.9M13.4%0.19%vs
Heartland BankBank Geneva, NE80 out of 100, Strong$911.1M10.3%0.13%vs
First State BankBank Hordville, NE77 out of 100, Strong$46.8M12.2%0.00%vs