Side-by-side · Q2 2026 data
Mutual Savings Association vs Community First National Bank
Metric by metric
| Measure | Mutual Savings Association | Community First National Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 63 | 93 (stronger) |
| Earnings | 84 | 95 (stronger) |
| Funding & liquidity | 53 (stronger) | 49 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 77th | 68th |
| Total assets | $398.6M | $374.7M |
| Deposits / shares | $255.7M | $326.7M |
| Capital ratio | 23.84% (stronger) | 10.94% |
| Problem loans | 1.11% | 0.20% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 1.60% | 1.88% (stronger) |
| Loans ÷ deposits | 107.2% | 88.1% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 35.6% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Mutual Savings Association has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Mutual Savings Association leads on 4 and Community First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.