Side-by-side · Q2 2026 data
Mutual Savings Credit Union vs Fort McClellan Credit Union
Metric by metric
| Measure | Mutual Savings Credit Union | Fort McClellan Credit Union |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 41 | 77 (stronger) |
| Loan quality | 94 (stronger) | 61 |
| Earnings | 30 (stronger) | 27 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 34th | 45th |
| Total assets | $242.8M | $224.1M |
| Deposits / shares | $214.0M | $201.7M |
| Capital ratio | 9.06% | 12.73% (stronger) |
| Problem loans | 0.19% (stronger) | 1.17% |
| Net charge-offs | 0.27% (stronger) | 0.70% |
| Return on assets | 0.26% (stronger) | 0.18% |
| Loans ÷ deposits | 68.2% | 48.8% (stronger) |
| Uninsured deposits | 12.3% | 3.0% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.7% | — |
Fort McClellan Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mutual Savings Credit Union leads on 3 and Fort McClellan Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.