The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 65).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. Mutual Savings Credit Union is a federally insured credit union (NCUA charter #60501). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.3% of shares and deposits ($26.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.06%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Mutual Savings Credit Union lists 7 offices in 7 cities. Most locations:

• Alexander City, AL (1)
• Brookwood, AL (1)
• Calera, AL (1)
• Clanton, AL (1)
• Hoover, AL (1)
• Pelham, AL (1)
• Selma, AL (1)

All branch addresses and map

In 2025, Mutual Savings Credit Union reported 59 home-loan applications under HMDA (LEI 2549008PQJ4J5Z32RI14): 23 originated ($5,995,000 total), 21 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 47.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Mutual Savings Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60501

RSSD ID

578291

Primary regulator

State + NCUA

Established

1936

Headquarters

PO Box 362045, Birmingham, AL 35236

Employees

74