Side-by-side · Q2 2026 data
Muw Federal Credit Union vs Mutual Federal Credit Union
Credit union
Muw Federal Credit Union
Columbus, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Muw Federal Credit Union | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 43 | 84 (stronger) |
| Capital cushion | 46 | 90 (stronger) |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 37 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 63 | 90 (stronger) |
| Peer percentile | 4th | 86th |
| Total assets | $4.4M | $528.5M |
| Deposits / shares | $4.0M | $458.9M |
| Capital ratio | 9.59% | 13.98% (stronger) |
| Problem loans | 3.49% | 1.08% (stronger) |
| Net charge-offs | 0.84% (stronger) | 0.85% |
| Return on assets | 0.41% | 1.69% (stronger) |
| Loans ÷ deposits | 55.3% (stronger) | 64.1% |
| Uninsured deposits | 1.5% (stronger) | 5.4% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Muw Federal Credit Union leads on 3 and Mutual Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.