TellerScore

Headquartered in Columbus, Mississippi, Muw Federal Credit Union is a federal credit union with $4.4M in total assets and $4.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1965.

Muw Federal Credit Union has a TellerScore of 43 out of 100 (below average) based on Q2 2026 data — higher than only 4% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 50th. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 2% uninsured); loan quality contributes the least (0/100, 3.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.59%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.49%
Earnings37/100
Return on assets (annualized): 0.41%
Funding & liquidity100/100
Loans ÷ shares: 55.3% · 1.5% uninsured
Problem-loan coverage63/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 17 points (60 → 43), mostly because the earnings component weakened by 63 points.

TellerScore
415568Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202443
Q3 202442
Q4 202441
Q1 202560
Q2 202560
Q3 202568
Q4 202557
Q1 202657
Q2 202643
Net worth ratio
7.00%8.47%9.95%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.36%
Q3 20248.50%
Q4 20248.34%
Q1 20259.09%
Q2 20259.18%
Q3 20259.93%
Q4 20259.41%
Q1 20269.95%
Q2 20269.59%
Delinquent loans (60+ days)
1.58%2.59%3.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.59%
Q3 20243.16%
Q4 20243.54%
Q1 20252.38%
Q2 20252.36%
Q3 20251.58%
Q4 20252.24%
Q1 20262.31%
Q2 20263.49%
Return on assets
0.41%2.07%3.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.92%
Q3 20240.77%
Q4 20240.69%
Q1 20253.74%
Q2 20252.33%
Q3 20251.82%
Q4 20251.36%
Q1 20261.26%
Q2 20260.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202643$4.4M9.59%3.49%0.41%55.3%
Q1 202657$4.3M9.95%2.31%1.26%53.9%
Q4 202557$4.2M9.41%2.24%1.36%57.8%
Q3 202568$4.1M9.93%1.58%1.82%59.1%
Q2 202560$4.4M9.18%2.36%2.33%51.9%
Q1 202560$4.3M9.09%2.38%3.74%53.7%
Q4 202441$4.2M8.34%3.54%0.69%54.4%
Q3 202442$4.2M8.50%3.16%0.77%54.7%
Q2 202443$4.1M8.36%3.59%0.92%58.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.59%
13th
Problem loans3.49%
11th
Net charge-offs0.84%
17th
Return on assets0.41%
38th
Loans to deposits55.3%
55th
Uninsured deposits1.5%
49th
Loan-loss reserves-0.00%
0th
Texas ratio18.6%
5th

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Meridian Postal Federal Credit UnionCredit union Meridian, MS86 out of 100, Very strong$4.4M23.0%0.00%vs
Shelby/Bolivar County Federal Credit UnionCredit union Boyle, MS71 out of 100, Strong$4.5M20.3%5.89%vs
Water'S Edge Federal Credit UnionCredit union Biloxi, MS49 out of 100, Below average$5.0M7.2%1.12%vs
Community Partners Federal Credit UnionCredit union Newton, MS60 out of 100, Moderate$5.3M9.2%0.25%vs
Tombigbee Federal Credit UnionCredit union Amory, MS87 out of 100, Very strong$5.5M19.4%1.18%vs
Memorial Federal Credit UnionCredit union Gulfport, MS84 out of 100, Strong$5.9M38.3%0.16%vs

Deposit insurance

Is my money safe at Muw Federal Credit Union?

Yes. Muw Federal Credit Union is a federally insured credit union (NCUA charter #16770). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($62K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.59%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Muw Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Muw Federal Credit Union
Type
Federal credit union
NCUA charter #
16770
RSSD ID
293389
Primary regulator
NCUA
Established
1965
Headquarters
1100 College St # 41, Columbus, MS 39701
Employees
4

Quick answers

Muw Federal Credit Union: common questions

Is Muw Federal Credit Union NCUA insured?

Yes. Muw Federal Credit Union is a federally insured credit union (NCUA charter #16770). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Muw Federal Credit Union's TellerScore?

43 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Muw Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Columbus

InstitutionScoreAssetsCapitalProblem loansCompare
Cm Members Federal Credit UnionCredit union Columbus, MS85 out of 100, Very strong$16.5M15.6%0.51%vs
The Bank of VernonBank Vernon, AL85 out of 100, Very strong$445.4M16.6%0.47%vs
Mutual Federal Credit UnionCredit union Vicksburg, MS84 out of 100, Strong$528.5M14.0%1.08%vs
West Alabama Bank & TrustBank Reform, AL77 out of 100, Strong$929.0M12.2%0.44%vs
Bank of CommerceBank Greenwood, MS72 out of 100, Strong$1.1B12.9%0.88%vs
BankPlusBank Belzoni, MS71 out of 100, Strong$8.4B10.8%0.64%vs