Side-by-side · Q2 2026 data
My Credit Union vs First Alliance Credit Union
Metric by metric
| Measure | My Credit Union | First Alliance Credit Union |
|---|---|---|
| TellerScore | 51 | 67 (stronger) |
| Capital cushion | 44 | 49 (stronger) |
| Loan quality | 59 | 60 (stronger) |
| Earnings | 25 | 91 (stronger) |
| Funding & liquidity | 67 | 73 (stronger) |
| Problem-loan coverage | 78 | 82 (stronger) |
| Peer percentile | 7th | 41st |
| Total assets | $366.4M | $358.5M |
| Deposits / shares | $328.7M | $296.0M |
| Capital ratio | 9.44% | 9.95% (stronger) |
| Problem loans | 1.23% | 1.19% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.53% |
| Return on assets | 0.14% | 1.77% (stronger) |
| Loans ÷ deposits | 93.0% | 87.3% (stronger) |
| Uninsured deposits | 8.6% | 4.5% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 43.6% |
First Alliance Credit Union has the higher TellerScore (67 vs 51). On the 7 directional measures above (where higher or lower is clearly better), My Credit Union leads on 1 and First Alliance Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.