Side-by-side · Q2 2026 data
My Credit Union vs Sharepoint Credit Union
Metric by metric
| Measure | My Credit Union | Sharepoint Credit Union |
|---|---|---|
| TellerScore | 51 | 68 (stronger) |
| Capital cushion | 44 | 68 (stronger) |
| Loan quality | 59 | 66 (stronger) |
| Earnings | 25 | 44 (stronger) |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 78 | 89 (stronger) |
| Peer percentile | 7th | 45th |
| Total assets | $366.4M | $360.1M |
| Deposits / shares | $328.7M | $317.6M |
| Capital ratio | 9.44% | 11.80% (stronger) |
| Problem loans | 1.23% | 1.02% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.20% |
| Return on assets | 0.14% | 0.60% (stronger) |
| Loans ÷ deposits | 93.0% | 73.2% (stronger) |
| Uninsured deposits | 8.6% | 5.1% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Sharepoint Credit Union has the higher TellerScore (68 vs 51). On the 7 directional measures above (where higher or lower is clearly better), My Credit Union leads on 1 and Sharepoint Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.