Side-by-side · Q2 2026 data
My Kind of Bank, National Association vs Farmers State Bank of Underwood
Metric by metric
| Measure | My Kind of Bank, National Association | Farmers State Bank of Underwood |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 40 (stronger) | 36 |
| Loan quality | 68 | 99 (stronger) |
| Earnings | 77 | 87 (stronger) |
| Funding & liquidity | 79 (stronger) | 71 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 26th | 57th |
| Total assets | $422.6M | $113.8M |
| Deposits / shares | $385.6M | $103.9M |
| Capital ratio | 9.03% (stronger) | 8.62% |
| Problem loans | 0.96% | 0.03% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.02% |
| Return on assets | 1.41% | 1.66% (stronger) |
| Loans ÷ deposits | 80.7% (stronger) | 81.5% |
| Uninsured deposits | 16.1% (stronger) | 22.1% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank of Underwood has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), My Kind of Bank, National Association leads on 4 and Farmers State Bank of Underwood on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.