My Kind of Bank, National Association (FDIC certificate #5162) is based in Ottertail, Minnesota. Its Q2 2026 call report shows $422.6M in total assets and $385.6M in deposits and 5 offices.
Based on its Q2 2026 filing, My Kind of Bank, National Association scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 154th. Its strongest component is problem-loan coverage (82/100; 9.2%), and its lowest is capital cushion (40/100; 9.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (62 → 64), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 64 |
| Q4 2024 | 60 |
| Q1 2025 | 58 |
| Q2 2025 | 62 |
| Q3 2025 | 62 |
| Q4 2025 | 64 |
| Q1 2026 | 65 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.73% |
| Q3 2024 | 8.66% |
| Q4 2024 | 8.75% |
| Q1 2025 | 9.01% |
| Q2 2025 | 8.89% |
| Q3 2025 | 8.83% |
| Q4 2025 | 8.78% |
| Q1 2026 | 9.04% |
| Q2 2026 | 9.03% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.93% |
| Q1 2025 | 1.13% |
| Q2 2025 | 0.84% |
| Q3 2025 | 0.88% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.91% |
| Q2 2026 | 0.96% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.83% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.92% |
| Q2 2025 | 1.06% |
| Q3 2025 | 1.06% |
| Q4 2025 | 1.12% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $422.6M | 9.03% | 0.96% | 1.41% | 80.7% |
| Q1 2026 | 65 | $420.5M | 9.04% | 0.91% | 1.37% | 77.7% |
| Q4 2025 | 64 | $417.6M | 8.78% | 0.73% | 1.12% | 77.2% |
| Q3 2025 | 62 | $401.0M | 8.83% | 0.88% | 1.06% | 81.3% |
| Q2 2025 | 62 | $393.9M | 8.89% | 0.84% | 1.06% | 81.6% |
| Q1 2025 | 58 | $380.9M | 9.01% | 1.13% | 0.92% | 82.0% |
| Q4 2024 | 60 | $378.6M | 8.75% | 0.93% | 0.91% | 81.3% |
| Q3 2024 | 64 | $376.4M | 8.66% | 0.44% | 0.83% | 78.5% |
| Q2 2024 | 61 | $368.5M | 8.73% | 0.74% | 0.77% | 77.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples State Bank of PlainviewBank Plainview, MN | 66 out of 100, Moderate | $429.1M | 8.9% | 0.95% | vs |
| Sentry BankBank Saint Joseph, MN | 70 out of 100, Strong | $415.5M | 8.7% | 0.00% | vs |
| Village BankBank Saint Francis, MN | 62 out of 100, Moderate | $411.9M | 9.0% | 0.40% | vs |
| Foresight BankBank Plainview, MN | 41 out of 100, Below average | $433.8M | 10.2% | 3.04% | vs |
| First State Bank SouthwestBank Pipestone, MN | 70 out of 100, Strong | $409.9M | 9.7% | 0.71% | vs |
| First National Bank MinnesotaBank Saint Peter, MN | 64 out of 100, Moderate | $437.8M | 9.8% | 1.12% | vs |
Deposit insurance
Is my money safe at My Kind of Bank, National Association?
Yes. My Kind of Bank, National Association is an FDIC-insured institution (FDIC certificate #5162). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.1% of deposits ($62.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.03%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.04% (benchmark: 10%).
5 locations
Branches
My Kind of Bank, National Association lists 5 offices in 5 cities. Most locations:
- Battle Lake, MN (1)
- Detroit Lakes, MN (1)
- Evansville, MN (1)
- Henning, MN (1)
- Ottertail, MN (1)
Identity & history
Profile
- Legal name
- My Kind of Bank, National Association
- Former names
- The First National Bank of Henning
- Type
- National bank
- FDIC certificate #
- 5162
- RSSD ID
- 23456
- Primary regulator
- OCC
- Holding company
- Henning Bancshares Inc
- Established
- August 1, 1903
- Headquarters
- 106 Mn Highway 78 N, Ottertail, MN 56571
- Website
- www.mykindofbank.com
- Employees
- 56
Quick answers
My Kind of Bank, National Association: common questions
Is My Kind of Bank, National Association FDIC insured?
Yes. My Kind of Bank, National Association is an FDIC-insured institution (FDIC certificate #5162). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is My Kind of Bank, National Association's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has My Kind of Bank, National Association ever failed?
There is no failure record for FDIC certificate #5162 in the FDIC failed bank list.
How many branches does My Kind of Bank, National Association have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Ottertail
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vergas State BankBank Vergas, MN | 93 out of 100, Very strong | $60.7M | 15.3% | 0.16% | vs |
| Wadena State BankBank Wadena, MN | 81 out of 100, Strong | $206.6M | 9.8% | 0.04% | vs |
| Farmers State Bank of UnderwoodBank Underwood, MN | 74 out of 100, Strong | $113.8M | 8.6% | 0.03% | vs |
| Midwest BankBank Detroit Lakes, MN | 74 out of 100, Strong | $984.5M | 9.8% | 0.05% | vs |
| Magnifi Financial Credit UnionCredit union Melrose, MN | 68 out of 100, Moderate | $2.8B | 11.0% | 0.21% | vs |
| Farmers & Merchants State Bank of New York Mills, IncorporatedBank New York Mills, MN | 64 out of 100, Moderate | $83.5M | 13.3% | 2.28% | vs |