Side-by-side · Q2 2026 data
My Kind of Bank, National Association vs First National Bank Minnesota
Metric by metric
| Measure | My Kind of Bank, National Association | First National Bank Minnesota |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 40 | 48 (stronger) |
| Loan quality | 68 (stronger) | 63 |
| Earnings | 77 (stronger) | 74 |
| Funding & liquidity | 79 (stronger) | 72 |
| Problem-loan coverage | 82 | 85 (stronger) |
| Peer percentile | 26th | 26th |
| Total assets | $422.6M | $437.8M |
| Deposits / shares | $385.6M | $373.1M |
| Capital ratio | 9.03% | 9.81% (stronger) |
| Problem loans | 0.96% (stronger) | 1.12% |
| Net charge-offs | -0.03% (stronger) | 0.19% |
| Return on assets | 1.41% (stronger) | 1.35% |
| Loans ÷ deposits | 80.7% (stronger) | 87.0% |
| Uninsured deposits | 16.1% (stronger) | 16.5% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), My Kind of Bank, National Association leads on 5 and First National Bank Minnesota on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.