Side-by-side · Q2 2026 data
My Kind of Bank, National Association vs Magnifi Financial Credit Union
Metric by metric
| Measure | My Kind of Bank, National Association | Magnifi Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 40 | 60 (stronger) |
| Loan quality | 68 | 93 (stronger) |
| Earnings | 77 (stronger) | 44 |
| Funding & liquidity | 79 (stronger) | 61 |
| Problem-loan coverage | 82 | 92 (stronger) |
| Peer percentile | 26th | 50th |
| Total assets | $422.6M | $2.8B |
| Deposits / shares | $385.6M | $2.3B |
| Capital ratio | 9.03% | 11.04% (stronger) |
| Problem loans | 0.96% | 0.21% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.20% |
| Return on assets | 1.41% (stronger) | 0.61% |
| Loans ÷ deposits | 80.7% (stronger) | 99.6% |
| Uninsured deposits | 16.1% | 13.9% (stronger) |
| Offices | 5 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Magnifi Financial Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), My Kind of Bank, National Association leads on 3 and Magnifi Financial Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.