Side-by-side · Q2 2026 data
Mycom Federal Credit Union vs Troy Federal Credit Union
Credit union
Mycom Federal Credit Union
Pittsfield, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Mycom Federal Credit Union | Troy Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 80 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 22 | 89 (stronger) |
| Earnings | 22 | 25 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 17th | 65th |
| Total assets | $26.7M | $3.7M |
| Deposits / shares | $23.2M | $3.1M |
| Capital ratio | 12.87% | 15.79% (stronger) |
| Problem loans | 2.33% | 0.33% (stronger) |
| Net charge-offs | 1.23% | 0.00% (stronger) |
| Return on assets | 0.06% | 0.13% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 71.7% |
| Uninsured deposits | 2.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Troy Federal Credit Union has the higher TellerScore (80 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Mycom Federal Credit Union leads on 1 and Troy Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.