Mycom Federal Credit Union (NCUA charter #10065) is based in Pittsfield, Massachusetts. Its Q2 2026 call report shows $26.7M in total assets and $23.2M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Mycom Federal Credit Union scores 57/100, which we describe as moderate. That is higher than only 17% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 105th. Its strongest component is funding & liquidity (100/100; 37% loans-to-deposits, 2% uninsured), and its lowest is earnings (22/100; 0.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (66 → 57), mostly because the loan quality component weakened by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 60 |
| Q4 2024 | 57 |
| Q1 2025 | 61 |
| Q2 2025 | 66 |
| Q3 2025 | 55 |
| Q4 2025 | 55 |
| Q1 2026 | 64 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.55% |
| Q3 2024 | 12.56% |
| Q4 2024 | 12.56% |
| Q1 2025 | 11.75% |
| Q2 2025 | 12.34% |
| Q3 2025 | 13.17% |
| Q4 2025 | 12.98% |
| Q1 2026 | 12.54% |
| Q2 2026 | 12.87% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.87% |
| Q3 2024 | 4.14% |
| Q4 2024 | 4.38% |
| Q1 2025 | 1.05% |
| Q2 2025 | 1.27% |
| Q3 2025 | 3.57% |
| Q4 2025 | 3.35% |
| Q1 2026 | 1.46% |
| Q2 2026 | 2.33% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.15% |
| Q3 2024 | 1.33% |
| Q4 2024 | 0.98% |
| Q1 2025 | -1.14% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.43% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $26.7M | 12.87% | 2.33% | 0.06% | 37.0% |
| Q1 2026 | 64 | $27.4M | 12.54% | 1.46% | 0.08% | 35.5% |
| Q4 2025 | 55 | $26.5M | 12.98% | 3.35% | 0.47% | 39.1% |
| Q3 2025 | 55 | $26.1M | 13.17% | 3.57% | 0.43% | 41.0% |
| Q2 2025 | 66 | $27.4M | 12.34% | 1.27% | 0.19% | 41.0% |
| Q1 2025 | 61 | $27.9M | 11.75% | 1.05% | -1.14% | 40.1% |
| Q4 2024 | 57 | $26.8M | 12.56% | 4.38% | 0.98% | 44.2% |
| Q3 2024 | 60 | $27.2M | 12.56% | 4.14% | 1.33% | 46.1% |
| Q2 2024 | 57 | $28.7M | 11.55% | 2.87% | 1.15% | 45.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Beverly Municipal Federal Credit UnionCredit union Beverly, MA | 69 out of 100, Moderate | $25.8M | 8.8% | 0.08% | vs |
| Haverhill Fire Department Credit UnionCredit union Haverhill, MA | 71 out of 100, Strong | $27.7M | 9.6% | 0.02% | vs |
| Worcester Police Department Federal Credit UnionCredit union Worcester, MA | 69 out of 100, Moderate | $25.5M | 11.7% | 0.48% | vs |
| Lowell Firefighters Credit UnionCredit union Lowell, MA | 75 out of 100, Strong | $28.3M | 11.3% | 0.09% | vs |
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |
| Malden Federal Credit UnionCredit union Malden, MA | 90 out of 100, Very strong | $29.4M | 17.1% | 0.03% | vs |
Deposit insurance
Is my money safe at Mycom Federal Credit Union?
Yes. Mycom Federal Credit Union is a federally insured credit union (NCUA charter #10065). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.1% of shares and deposits ($498K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Mycom Federal Credit Union lists 1 office in 1 city. Most locations:
- Pittsfield, MA (1)
Identity & history
Profile
- Legal name
- Mycom Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10065
- RSSD ID
- 690885
- Primary regulator
- NCUA
- Established
- 1955
- Headquarters
- 101 Fenn St, Pittsfield, MA 01201
- Employees
- 5
Quick answers
Mycom Federal Credit Union: common questions
Is Mycom Federal Credit Union NCUA insured?
Yes. Mycom Federal Credit Union is a federally insured credit union (NCUA charter #10065). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Mycom Federal Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mycom Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pittsfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Troy Federal Credit UnionCredit union Troy, NY | 80 out of 100, Strong | $3.7M | 15.8% | 0.33% | vs |
| Bank of GreeneBank Catskill, NY | 77 out of 100, Strong | $3.2B | 9.9% | 0.23% | vs |
| MountainOne BankBank North Adams, MA | 73 out of 100, Strong | $1.1B | 14.7% | 1.06% | vs |
| The Pittsfield Co-operative BankBank Pittsfield, MA | 69 out of 100, Moderate | $451.5M | 13.4% | 0.36% | vs |
| Greylock Federal Credit UnionCredit union Pittsfield, MA | 67 out of 100, Moderate | $1.8B | 12.8% | 1.35% | vs |
| Arrow Bank National AssociationBank Glens Falls, NY | 66 out of 100, Moderate | $4.5B | 9.3% | 0.24% | vs |