Side-by-side · Q2 2026 data
Mypoint Credit Union vs Premier One Credit Union
Metric by metric
| Measure | Mypoint Credit Union | Premier One Credit Union |
|---|---|---|
| TellerScore | 58 | 65 (stronger) |
| Capital cushion | 36 | 47 (stronger) |
| Loan quality | 91 | 92 (stronger) |
| Earnings | 32 | 36 (stronger) |
| Funding & liquidity | 55 | 73 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 16th | 34th |
| Total assets | $704.5M | $655.7M |
| Deposits / shares | $576.3M | $556.5M |
| Capital ratio | 8.55% | 9.71% (stronger) |
| Problem loans | 0.27% | 0.25% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.50% |
| Return on assets | 0.30% | 0.40% (stronger) |
| Loans ÷ deposits | 105.1% | 86.9% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 10.7% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Premier One Credit Union has the higher TellerScore (65 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Mypoint Credit Union leads on 2 and Premier One Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.